Texas Business General Liability Insurance

We’re just going to come right out and say it… in this litigious day in age every company needs general liability insurance, whether you believe it or not.  We devote so much time and effort to the success of our businesses and it only takes one big lawsuit to shut down a company completely.  Keep the financial assets of your business protected with general liability coverage from Bentley Insurance.

When shopping for Texas general liability insurance your business will fall into one of two markets:

• Standard market – safer occupations such as technology, photographers, authors, and businesses including real estate and marketing agencies, etc.  Standard market policies are cheaper, include broader coverage, and offer attractive billing options.
• Excess surplus market – riskier occupations such as general contractors, roofers, plumbers and businesses including bars, tanning salons, etc.  Excess policies are more expensive, tend to have less coverage, and are required to be paid in full or financed.

Depending on the type of business, a general liability policy can include the following coverages:

• Bodily Injury
• Business Personal Property
• Damage to Premises Rented To You
• Medical Expense
• Personal & Advertising Injury
• Products & Completed Operations
• Property Damage
• Terrorism coverage
• And more…

General liability policies can also cover legal defense costs up to the policy limits and payouts for which the policyholder would normally be held responsible.  This benefit could be the difference between years of continued success versus closing your business doors forever.

In addition to a general liability policy, a professional liability policy, also called errors and omissions insurance, should be considered for specific professions such as lawyers, accountants, consultants, engineers, etc.

No doubt you worked hard to build your business from the ground up, we sure did.  Keep it protected by contacting us today for a free consultation on your business insurance needs or fill out our free online form for a general liability quote!